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Jennifer MacLean

jennifer.maclean@engelvoelkers.com +1(647) 274-2048

$ 44,900

Est. payment -/mo

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Active

1052 Rat Bay Rd 109-7 RD Lake Of Bays, ON P1H 2J6

2 Beds

2 Baths

UPDATED:

Key Details

Property Type Condo

Sub Type Other

Listing Status Active

Purchase Type For Sale

Approx. Sqft 900-999

Subdivision Franklin

MLS Listing ID X12017497

Style Bungalow

Bedrooms 2

HOA Fees $427

Tax Year 2026

Property Sub-Type Other

Property Description

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

Location

Province ON

County Muskoka

Area Muskoka

Body of Water Lake of Bays

Rooms

Family Room No

Basement None

Kitchen 1

Interior

Interior Features Water Heater Owned, Other

Fireplaces Type Propane

Heat Source Electric

Exterior

Exterior Feature Recreational Area

Parking Features Private

Waterfront Description WaterfrontCommunity

View Lake, Trees/Woods

Roof Type Asphalt Shingle

Topography Flat,Sloping

Road Frontage Year Round Municipal Road

Exposure South

Total Parking Spaces 5

Balcony None

Building

Building Age 16-30

Unit Features Beach,Lake/Pond,Waterfront

Foundation Block

Locker None

Others

Security Features Smoke Detector,Carbon Monoxide Detectors

Pets Allowed No

ParcelsYN No

Listed by Chestnut Park Real Estate

Jennifer MacLean

Broker | License ID: 9556486

+1(647) 274-2048

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